$2,395,000
Investment Summary
- Monthly Cash Flow
- -$6,876
- Cap Rate
- 2.8%
- Cash-on-Cash Return
- -15.0%
- Debt Coverage Ratio
- 0.45
- Internal Rate of Return (5 years)
- -10.5%
Cash Flow
Net Operating Income (NOI) minus mortgage payments.
Calculation:
NOI - Mortgage Payments
Cap Rate (Market Value)
Capitalization Rate is a rate of return that compares the yearly Net Operating Income (NOI) to the market value.
Calculation:
NOI / Market Value
Cash-on-Cash Return (CoC)
Annual Cash Flow / Cash Invested
Calculation:
Annual cash flow divided by initial cash invested.
Debt Coverage Ratio (DCR)
Net Operating Income (NOI) divided by total debt payments.
Calculation:
NOI / Total Debt Payments
Internal Rate of Return (IRR)
A metric for assessing profitability over time. IRR is the discount rate at which the net present value (NPV) of all future cash flows (positive and negative) from an investment equals zero — including both periodic cash flow (such as rent) and a projected sale at the end of the holding period. It represents the expected annualized return, accounting for income, expenses, and the recovery of capital through a future sale.
Property Description
Experience the Magic of this Truly Unique Oasis the moment you step through the decorative gates of ''Casa Arboles.'' With towering Oaks and Sycamores guarding the home, a true Getaway Retreat steeped in SW luxury with charming accents of Old World Mexico and a stone's throw to Oak Creek, No HOA/ Active STR (w/$219k in combined GI for 2023-2024) on .35 acre parcel. Main House features 3 BRs/3 BA and 1BR/1BA in the elevated Carriage House. Marvel at the Impressive and Inspiring design elements inside and out. Spectacular Atrium Entry with 20-ft ceiling greets you and immediately pulls your eyes to the magnificent vertical and horizontal wood beams. 16-inch Saltillo Tiles arranged in offset patterns create soften the senses. The L-shaped Great Room is perfect for entertaining with an open floor plan for intimate gatherings. High ceilings with unique angled indentations with an abundance of skylights and high windows capture the natural light. In the chilly winter months play a board game or curl up with a classic in front of the charming arched fireplace. Or gather in the adjacent Media Room with friends and watch a Holiday Classic Chef's kitchen boasts gorgeous tiled counters, stainless steel appliances including 5-burner gas cooktop, prep sink, double stacked ovens w/warming drawer, coffee station, and a massive pantry wall of birch cabinets with custom pullouts for spices and wares. Serve up your culinary creations at the elevated island bar or the nearby nook overlooking the golf course. Or dine on the patio and enjoy a framed view of Elephant Rock. Be delighted by the rows of Talavera bird tiles as you ascend to the grand Primary Suite featuring an office/game room area, Huge bedroom including luxurious textured carpet, canopy bed, 3-sided fireplace and sitting area. Bath has jetted tub, walk in shower with dual heads, separate dual vanities w/night light underneath the cabinets, a large balcony to enjoy morning coffee overlooking golf course, and one of the largest and beautifully appointed walk -in closets you will ever see, including washer and dryer closet! Across the Courtyard is the Magical Carriage House. Open, bright and intimate with many of the same quality design elements of the main house, you won't want to leave this Super Cute space. Great Room living with everything you need to enjoy a private and relaxing weekend getaway. This gem features a spacious ensuite bedroom with dual vanities, walk-in shower and stacked washer and dryer. Enjoy golf course views between the massive trees for inside or from the Adirondack chairs from the curved balcony. The exterior of "Casa Arboles" is as equally impressive as the interior. Meander around this spacious lush fully enclosed oasis and admire the towering trees, lush flora and stone art pieces and the vertical rain collector cups. Note the craftsmanship and detail of the curved stucco walls and stone columns connecting the decorative wrought iron gate and perimeter fencing,. Enjoy outdoor dining fireside underneath the impressive latilla constructed of massive lodge poles connected to the main house. Retreat to the trellis covered hot tub after a long day of hiking. A unique primary residence, weekend getaway or investment opportunity at a rare location that only a few will ever experience. This is a must-see property for the discerning buyer and certainly will not last long. Do not miss this opportunity!
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Location
Property Details
Parking
- Description: Open, Covered, Garage
- Garage Spaces: 3
- Spaces Total: 3
Bedroom Information
- # of Bedrooms: 4
Bathroom Information
- # of Baths (Total): 4.0
Interior Features
- # of Stories: 2
- Fireplace: Yes
Exterior Features
- Roof Material: Tile
Land Information
- Land Use: Residential
- Land Use Subtype: Single Family Residential
Lot Information
- Parcel ID: 40144051
- Lot Size: 15384 sqft
Property Information
- Property Type: Single Family Residence
- Style: Other, Contemporary, Ranch
- Year Built: 1996
Tax Information
- Annual Tax: $5,331
Utilities
- Water & Sewer: Public
- Heating: See Remarks, Natural Gas
- Cooling: Central Air, Ceiling Fan(s), Other
Location
- County: Coconino
Listing Details
Investment Summary
- Monthly Cash Flow
- -$6,876
- Cap Rate
- 2.8%
- Cash-on-Cash Return
- -15.0%
- Debt Coverage Ratio
- 0.45
- Internal Rate of Return (5 years)
- -10.5%
Cash Flow
Net Operating Income (NOI) minus mortgage payments.
Calculation:
NOI - Mortgage Payments
Cap Rate (Market Value)
Capitalization Rate is a rate of return that compares the yearly Net Operating Income (NOI) to the market value.
Calculation:
NOI / Market Value
Cash-on-Cash Return (CoC)
Annual Cash Flow / Cash Invested
Calculation:
Annual cash flow divided by initial cash invested.
Debt Coverage Ratio (DCR)
Net Operating Income (NOI) divided by total debt payments.
Calculation:
NOI / Total Debt Payments
Internal Rate of Return (IRR)
A metric for assessing profitability over time. IRR is the discount rate at which the net present value (NPV) of all future cash flows (positive and negative) from an investment equals zero — including both periodic cash flow (such as rent) and a projected sale at the end of the holding period. It represents the expected annualized return, accounting for income, expenses, and the recovery of capital through a future sale.
Purchase Details
Purchase PriceThe price paid for the property. Purchase price:
| $2,395,000 |
|---|---|
Amount FinancedThe amount of the purchase financed through a loan. Amount financed:
| -$1,916,000 |
Down paymentThe initial payment made towards the purchase. Down payment:
| $479,000 |
Closing CostsFees and expenses associated with purchasing a property, typically ranging from 2% to 5% of the home’s purchase price, paid at the end of a home purchase to cover services like lending, title transfer, and taxes. Closing costs:
| $71,850 |
Rehab CostsCosts incurred to repair or improve the property, including: roof, flooring, exterior siding, kitchen, exterior paint, bathrooms, etc. Rehab costs:
| $0 |
Initial Cash InvestedThe total initial cash invested in the property. Calculation:Down payment + Buying costs + Rehab costs Initial cash invested:
| $550,850 |
Square Feet (SQFT)The total square footage of the property. Square feet:
| 3,260 |
Cost Per Square FootCost per square foot of the property. Calculation:Purchase Price / Square Feet Cost per square foot:
| $735 |
Monthly Rent Per Square FootMonthly rent divided by the number of square feet. This ratio helps investors compare rental income efficiency across properties, markets, and unit sizes Calculation:Monthly Rent / Square Feet Monthly rent per square foot:
| $2.70 |
Financing Details
Loan AmountThe total sum of money borrowed from a lender to finance a property purchase. Calculation:Purchase Price - Down Payment
Loan amount:
| $1,916,000 |
|---|---|
Loan to Value Ratio (LTV)Loan amount divided by the market value of the property. Calculation:Loan Amount / Market Value
Loan to value ratio:
| 80.0% |
Loan TypeThe type of loan (e.g., fixed, adjustable).
Loan type:
| Amortizing |
TermThe loan repayment period in years.
Term:
| 30 years |
Interest RateThe percentage a lender charges on the borrowed amount of a loan, determining the cost of borrowing money.
Interest rate:
| 6.810% |
Principal & Interest (PI)The principal is the portion of the loan payment that reduces the loan balance. The interest is the lender's charge for borrowing money. Calculation:(P * r * (1 + r) ** n) / ((1 + r) ** n - 1) Where:
P = Loan amount (principal)
Principal & interest:
| $12,504 |
Property TaxesAnnual taxes levied by local governments on real estate properties. These taxes fund public services like schools, roads, and emergency services.
Property tax:
| $444 |
InsuranceThe costs for insurance coverage to protect against financial losses due to risks like fire, natural disasters, theft, liability, or tenant-related damages. Calculation:Assumes 7% of gross rental income, unless insurance rates are specified.
Insurance:
| $616 |
Private Mortgage Insurance (PMI)A fee that borrowers pay when they take out a conventional loan with a loan-to-value (LTV) ratio above 80%.
Private mortgage insurance (PMI):
| $0 |
Monthly PaymentThe fixed amount a borrower pays each month to repay a loan. It typically includes principal and interest (P&I) and may also cover property taxes, insurance, HOA fees, and PMI if escrowed. Monthly payment:
| $13,564 |
Operating Income
| % Rent | Monthly | Yearly | |
|---|---|---|---|
Gross RentThe total rental income received from tenants before deducting any expenses. Includes base rent, late fees, pet fees, parking fees, and other recurring charges.
Gross rent:
| $8,800 | $105,600 | |
Vacancy LossExpected loss of rent due to vacancies.
Vacancy loss:
(6%)
| 6% | -$528 | -$6,336 |
Operating IncomeGross rental income minus vacancy loss. Calculation:Gross rent - Vacancy loss
Operating income:
| $8,272 | $99,264 |
Operating Expenses
| % Rent | Monthly | Yearly | |
|---|---|---|---|
Property TaxesAnnual taxes levied by local governments on real estate properties. These taxes fund public services like schools, roads, and emergency services. | 5% | -$444 | -$5,331 |
InsuranceThe costs for insurance coverage to protect against financial losses due to risks like fire, natural disasters, theft, liability, or tenant-related damages. Calculation:Assumes 7% of gross rental income, unless insurance rates are specified. | 7% | -$616 | -$7,392 |
Property ManagementThe costs associated with hiring a property manager to handle the day-to-day operations of a rental property. Includes management fees, leasing fes, eviction fees, etc. Calculation:Assumes 8% of gross rental income. | 8% | -$704 | -$8,448 |
Repairs & MaintenanceOngoing costs for routine upkeep and minor fixes needed to keep a property in good working condition. Calculation:Assumes 5% of gross rental income. Varies by property age and condition. | 5% | -$440 | -$5,280 |
Capital ExpensesLarge, infrequent costs for major improvements or replacements, like a new roof, HVAC system, or appliances. Calculation:Assumes 5% of gross rental income. Varies by property age. | 5% | -$440 | -$5,280 |
HOA FeesRegular dues paid to a Homeowners Association for community maintenance, amenities, and management. Similar fees include: Condo Association Fees, Co-op Maintenance Fees, etc. | n/a | n/a | n/a |
Operating ExpensesRecurring costs required to maintain and manage a rental property, including property taxes, insurance, maintenance, repairs, utilities (if paid by the owner), property management fees, and other day-to-day expenses. Calculation:Insurance + Property Taxes + Property Management + Repairs & Maintenance + Capital Expenditures + HOA Fees | 30% | -$2,644 | -$31,731 |
Cash Flow
| Monthly | Yearly | |
|---|---|---|
Net Operating Income (NOI)The income generated from a property after deducting all operating expenses but before deducting mortgage payments, taxes, and capital expenditures. Calculation:Gross Operating Income - Operating Expenses
Net operating income:
| $5,628 | $67,536 |
Mortgage PaymentThe fixed amount a borrower pays each month to repay a loan. It typically includes principal and interest (P&I) and may also cover property taxes, insurance, HOA fees, and PMI if escrowed. | -$12,504 | -$150,048 |
Cash FlowNet Operating Income (NOI) minus mortgage payments. Calculation:NOI - Mortgage Payments | $6,876 | $82,512 |