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$249,900

For Sale - Active
645 Valley Rd, Cedartown, GA 30125
3 Beds
0 Baths
1,258 Square Feet
0.00 Acres Lot
Built in 1973
For Sale - Active
Units n/a
Checked: 6 hours ago
Updated: Jun 28, 2025 at 03:20AM

Investment Summary


Monthly Cash Flow
-$373
Cap Rate
4.4%
Cash-on-Cash Return
-7.8%
Debt Coverage Ratio
0.71
Internal Rate of Return (5 years)
-3.5%

Property Description


0.00 Acres Lot
Built in 1973
For Sale - Active
Units n/a

Completely renovated 4-sided brick ranch. 3 large bedrooms, 2 full baths. Laundry/Mudroom, Open Kitchen, Dining and Living room. Large, fenced back yard including an additional corner lot with large, towering oak trees. This home is located in the county and minutes to town. Move in Ready. Additional lot parcel #030J081.

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Location


Property Details


Parking

  • Description: Carport
  • Details: Carport
  • Garage Spaces: 0
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Total): 0.0

Interior Features

  • # of Rooms: 6
  • # of Stories: 1
  • Basement Description: Crawl Space

Exterior Features

  • Exterior Walls Materials: Brick
  • Foundation: Block
  • Roof Type: Gable or Hip
  • Roof Material: Composition

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 030J082
  • Lot Size: 0 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Brick 4 Side
  • Year Built: 1973

Tax Information

  • Annual Tax: $702

Utilities

  • Water & Sewer: Public
  • Heating: Central
  • Cooling: Ceiling Fan(s), Central Air

Location

  • County: Polk

Listing Details


Listed by:
Derinda S. Stephens
Integrity Realty Group
(770) 684-7029

Source:
Georgia MLS
MLS#: 10541522
Georgia MLS

Investment Summary


Monthly Cash Flow
-$373
Cap Rate
4.4%
Cash-on-Cash Return
-7.8%
Debt Coverage Ratio
0.71
Internal Rate of Return (5 years)
-3.5%

Purchase Details

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Purchase price:
$249,900
Amount financed:
-$199,920
Down payment:
$49,980
Closing costs:
$7,497
Rehab costs:
$0
Initial cash invested:
$57,477
Square feet:
1,258
Cost per square foot:
$199
Monthly rent per square foot:
$1.11

Financing Details

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Loan amount:
$199,920
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.625%
Principal & interest:
$1,280
Property tax:
$59
Insurance:
$98
Private mortgage insurance (PMI):
$0
Monthly payment:
$1,437

Operating Income

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% Rent Monthly Yearly
Gross rent:
$1,400 $16,800
Vacancy loss: (6%)
6% -$84 -$1,008
Operating income:
$1,316 $15,792

Operating Expenses


% Rent Monthly Yearly
Property taxes: (4%)
4%-$59-$702
Insurance: (7%)
7%-$98-$1,176
Property management: (8%)
8%-$112-$1,344
Repairs & maintenance: (5%)
5%-$70-$840
Capital expenditures: (5%)
5%-$70-$840
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (29%)
29%-$409-$4,902

Cash Flow


Monthly Yearly
Net operating income:
$907 $10,884
Mortgage payments:
-$1,280 -$15,360
Cash flow:
$373 $4,476