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$685,000

For Sale - Active
8901 Saint Lucia Dr, Naples, FL 34114
3 Beds
2 Baths
1,569 Square Feet
0.00 Acres Lot
Built in 2020
For Sale - Active
Units n/a
Checked: 11 hours ago
Updated: Jun 22, 2025 at 03:08AM

Investment Summary


Monthly Cash Flow
-$2,204
Cap Rate
2.4%
Cash-on-Cash Return
-16.8%
Debt Coverage Ratio
0.39
Internal Rate of Return (5 years)
-12.2%

Property Description


0.00 Acres Lot
Built in 2020
For Sale - Active
Units n/a

This meticulously maintained home offers three dedicated bedrooms, each with its own closet, and two full baths designed with comfort and style in mind. From the moment you arrive, the classic tile roof, paver driveway, and pristine landscaping, enhanced with vibrant flowers and mature trees, create a warm and inviting atmosphere that sets this home apart. Step inside to discover a thoughtfully designed layout featuring a spacious living room with tray ceilings, crown molding, and recessed lighting on dimmers—perfect for setting the mood whether you're entertaining or enjoying a quiet night in. A recessed TV niche adds a sleek, built-in touch. The dining area flows effortlessly into the heart of the home: a gourmet kitchen outfitted with top-of-the-line upgrades. Culinary enthusiasts will fall in love with the expanded island with a 3” mitered-edge quartz countertop, and premium Sub-Zero 42” refrigerator. The kitchen also features a Wolf 6-burner gas cooktop with a custom Wolf range hood, Whirlpool wall oven, Zephyr wine refrigerator, and upgraded cabinetry with designer hardware and under-cabinet lighting. The elevated finishes continue with a stylish tile backsplash and upgraded floor tiles that have been professionally sealed for longevity and beauty. Retreat to the serene master suite, where you’ll find plantation shutters, an upgraded ceiling fan, and a spa-inspired en-suite bath with quartz counters, upgraded cabinetry, dual shower heads, and refined wall tile finishes. Two additional guest rooms with closet space, share a beautifully appointed second full bath. Step outside to your private oasis—a screened lanai leading to a stunning 11’ x 22’ pool surrounded by a secure fence, creating a tranquil setting for relaxation or entertaining. The pool area has added electrical outlets and is plumbed for a gas grill or future outdoor kitchen, making it ideal for alfresco dining. Hurricane-rated features including a 2025-installed shutter on the master bedroom window and hurricane screens on both lanai openings offer peace of mind during storm season. Impact glass on the entry door and front window adds another layer of protection and sophistication. This home also includes a spacious two-car garage with an epoxy floor and a radiant heat barrier in the roof for energy efficiency. Inside, the separate laundry room comes equipped with a Maytag washer and dryer and plumbing for a future sink. Throughout the home, you'll find upgraded 8’ solid core doors with nickel hardware, a whole-home surge suppression system, and a security system that even monitors the smoke detectors.

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Location


Property Details


Parking

  • Details: Attached, Garage, Garage Door Opener
  • Garage Spaces: 2
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Total): 2.0

Interior Features

  • # of Stories: 1

Exterior Features

  • Roof Material: Tile
  • Pool: Yes

HOA

  • Has HOA: Yes
  • Additional HOA Fee: $1,679/quarterly

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 22726003547
  • Lot Size: 0 sqft

Property Information

  • Property Type: Attached
  • Style: Other, Ranch, One Story
  • Year Built: 2020

Tax Information

  • Annual Tax: $5,667

Utilities

  • Water & Sewer: Public
  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Location

  • County: Collier

Listing Details


Listed by:
Shasta DeGraw
Realty One Group MVP
(239) 785-5546

Source:
Florida Gulf Coast Multiple Listing Service
MLS#: 225051323
Florida Gulf Coast Multiple Listing Service

Investment Summary


Monthly Cash Flow
-$2,204
Cap Rate
2.4%
Cash-on-Cash Return
-16.8%
Debt Coverage Ratio
0.39
Internal Rate of Return (5 years)
-12.2%

Purchase Details

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Purchase price:
$685,000
Amount financed:
-$548,000
Down payment:
$137,000
Closing costs:
$20,550
Rehab costs:
$0
Initial cash invested:
$157,550
Square feet:
1,569
Cost per square foot:
$437
Monthly rent per square foot:
$2.23

Financing Details

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Loan amount:
$548,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.840%
Principal & interest:
$3,587
Property tax:
$472
Insurance:
$245
Private mortgage insurance (PMI):
$0
Monthly payment:
$4,304

Operating Income

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% Rent Monthly Yearly
Gross rent:
$3,500 $42,000
Vacancy loss: (6%)
6% -$210 -$2,520
Operating income:
$3,290 $39,480

Operating Expenses


% Rent Monthly Yearly
Property taxes: (13%)
13%-$472-$5,668
Insurance: (7%)
7%-$245-$2,940
Property management: (8%)
8%-$280-$3,360
Repairs & maintenance: (5%)
5%-$175-$2,100
Capital expenditures: (5%)
5%-$175-$2,100
HOA fees: (16%)
16%-$560-$6,720
Total operating expenses: (54%)
54%-$1,907-$22,888

Cash Flow


Monthly Yearly
Net operating income:
$1,383 $16,596
Mortgage payments:
-$3,587 -$43,044
Cash flow:
$2,204 $26,448