Rental Property Taxes: Cash Flow vs. Taxable Net Income
Monday, September 29
One of the most common points of confusion for real estate investors is understanding the difference between cash flow and taxable income from rental properties. While the two are related, the IRS doesn’t tax you on the exact dollars you collect—it applies specific accounting rules that can make ...
Conflicts of Interest with Advisors Recommending Physical Real Estate
Monday, September 08
When an advisor recommends holding physical real estate inside an IRA, there are several possible conflicts of interest that investors should be aware of: Custodian and Administrative FeesReal estate held in a self-directed IRA requires a specialized custodian.These custodians often charge higher...
Why Your Financial Advisor May Have a Conflict of Interest...
Wednesday, August 27
Why Your Financial Advisor May Have a Conflict of Interest When Recommending You Sell Real Estate...Real estate often plays a major role in building long-term wealth. Many individuals and families own rental properties, vacation homes, or other investments outside of the stock and bond markets. W...
Why Physical Real Estate May Not Belong in Your IRA
Sunday, August 24
For many investors, real estate is a cornerstone of building wealth. It provides potential appreciation, steady rental income, and diversification outside of traditional stock and bond markets. But when it comes to retirement accounts like IRAs, directly owning physical real estate often creates ...
1031 vs. 721 Exchanges: Strategies for Real Estate Exit Planning
Friday, June 13
For real estate investors, building wealth through property ownership often comes with the eventual question: How do I exit efficiently while preserving the equity I’ve built and minimizing taxes? Two of the most powerful tools available are 1031 exchanges and 721 exchanges, often used in conjunc...
Navigating Required Minimum Distributions (RMDs) and Tax Strategies
Wednesday, February 19
Once retirees reach age 73 (as per the latest SECURE Act changes), they must start taking Required Minimum Distributions (RMDs) from tax-deferred accounts such as 401(k)s and traditional IRAs. Failure to comply can result in hefty penalties. Understanding how to calculate and manage RMDs is essen...