Posted 8 months ago How To Start Investing With Little Money Down. What You Need To Know On Getting In The Game, Financing & Investing With Little Money Down.This is written for Conventional Financing. Conventional financing is where you are going to see your lowest interest rates, and also requires the property to be in your personal name. Required Documents: Credit report will be pulled Tax returns for 2 years, Bank Statements and Assets - dating back to the past 60 days,W2's, pay stubs, and / or proof of income, Photo ID - Driver's LicenseGift Fund Letter - Allowed FOR PRIMARY Residence OnlyRequired Down Payments: Single Family Residence - 15% - 20% downMulti-Family Residence - 25% downClick Here For More Info On Conventional Financing, after reading through these options. ***** Money in your account for these down payments must be seasoned for a minimum of 60 days, prior to applying for a loan. If the down payment and reserve requirements are not seasoned for 60 days they must be sourced....... Acceptable sources are cash taken out on the equity of your primary residence, checking accounts, savings accounts, stocks bonds, IRA's, retirement funds like a 401k, trusts, and cash value life insurance policies. Getting in the game with Little Down....... The ideal situation is saving cash up for the down payment as you aren't taking on more debt with this scenerio. Your debt to income ratio will be calculated and any debt taken on will have an effect on this ratio.Do you currently own a primary residence? If Yes, Can you pull equity out on this property, to use for a down payment on an investment property? If No, Consider purchasing a Multi-Family Primary residence with a low down payment option which is available with FHA Financing. FHA Financing requires 3.5% down, allows for up to 6% sellers concessions (seller contributions towards your closing costs), and allows you to purchase up to 4 units as long as you will be living in one of the units. Interested in FHA Financing? Click Here For More Info On FHA Financing.Home Possible is another option and you can go as low as 5% down in the area's without income limitations. Home Possible has much lower mortgage insurance with great credit compared to FHA. Interested in Home Possible? Click Here For More Info On Home Possible Financing.These scenerio's still not working or in your ideal world? Your last option for coming up with the down payment ......... Is to pull out money from another source and allow the money to season for a FULL 60 days, prior to even applying. Sources that would be questioned and denied prior to 60 days are: personal loans, credit cards, or any unsecured debt. I would strongly recommend after this initial purchase to use the BRRR method - which if done ideally will allow you to keep pulling out equity on your previous Click Here For More Info On BRRR Method.