Is Buy Term and Invest the Difference Really Better? Let's Analyze #'s

Saturday, May 16

Have you ever heard that you should just "buy term and invest the difference"? Is this really better than buying a permanent life insurance policy? I've built a "buy term and invest the difference calculator" and the results will surprise you.  I recently did an educational webinar and showed off...


Minimum and Maximum Funded Life Insurance for Real Estate Investors

Monday, March 09

Introduction If you are interested in learning about how life insurance can be used for private banking strategies and tax-free retirement, you’ve probably been discouraged by all of the confusing and negative content you are finding. The problem is that pop culture gurus have convinced a lot of ...


Don't Make This Costly Mistake On An Over-funded Policy

Monday, January 06

Don’t Make Lump Sum Premium Payments! Introduction I don’t mean to sound hyperbolic, but this is the number one mistake I see people make when they pull the trigger on an over-funded policy. As much as you’d like to get your money into the policy and working as rapidly as possible, large Lump Su...


Should you buy term and invest the difference?

Thursday, August 29

How often do you hear the recommendation to "Buy Term and Invest the Difference" when the subject of permanent life insurance comes up? Should you accept this statement at face value? Or are you like me and you need to see some proof? Here on BP, you'll see this nearly any time life insurance is ...


Protect Your Assets While Cutting Your Health Insurance Costs

Monday, August 05

Are you a self-employed Real Estate Investor purchasing your own Health Insurance? Its ironic that people will insure a $25,000 car and other property, but they are reluctant to purchase insurance that will pay the bills if they become ill and can't work. You get the insurance on the car in case ...


Whole Life vs Indexed Universal Life: Life Insurance 101

Tuesday, September 18

There is a lot of fear-mongering about life insurance on social media. The Whole Life guys are bashing IUL. The IUL guys are bashing Whole Life. Securities guys are bashing life insurance. I don't know what your motive is in making such a blunt statement without providing any facts to substantiat...