Specialties:
Bridge Loan, DSCR (long-term rental), DSCR (short-term rental), Fix & Flip, Foreign National Loan, Home Equity (investment), Refinance (investment), Rehab for Buy & Hold
Recommended by Reddit investors and trusted by 100k+ followers, we fund deals banks and other lenders turn down. We offer: NO-Seasoning Cash-Outs, LTR+STR Purchases, Loans as Low as $50K, 50-Property Portfolio Packages, and Rental Property HELOC Loans. Flexible financing built for investors on the move.
We’ll even throw out low appraisals or sign your preferred appraiser to our AMC panel to keep your deal alive. (We helped capture an extra $500,000 in value on a portfolio of 50 Section 8 rentals in WI using exactly this method.)
Oh and if you prefer, we can communicate and fund your entire deal over — TEXT — no phone calls needed. Same-day Pre-Approvals and Rate Sheets.
🚀 Our Lending Advantages
💰 Finance long-term and short-term rentals with as little as:
– 20% down with a FICO of 680+
– 30% down with a FICO of 660-679
– 35% down for Foreign Investors
🔑 NO-Seasoning BRRRR Cash-Out Refinances
– Unlock equity immediately after your rehab without waiting months, so you can recycle capital faster
– Up to 80% LTV in certain programs
📊 Flexible Appraisals
– If an appraisal comes in low, we can throw it out and order a new one
– Or better, even sign up your preferred appraiser to our AMC panel
🔒 HELOC Loans on Investment Properties
– An alternative to a full-cash out, this loan is a 2nd lien
– Up to 80% LTV
– Minimum Loan amount $50,000
🏠 Low Loan Amounts Starting at $50K
– Fund small balance deals and Section 8 rentals – Property values as low as $75K
– Loan amounts as low as $50K
🔒 NO FICO Loan Options
– Even with no credit score, we can lend up to 50% LTV, giving more investors access to capital
🔨Up to 100% Renovation Financing
– Finance 80-100% purchase price (based on experience)
– Finance 100% of the renovation budget, even when it exceeds the purchase price
– Experience of 1-2, up to 65% ARV LTV
– Experience of 3+, up to 75% ARV LTV
📦 Portfolio Loan Packages
– Close on up to 50 properties at once with streamlined underwriting
– Ideal for investors scaling at volume
🤝 Trusted by Investors
– Backed by 100k+ social media followers across Facebook and Instagram (@thebridgetbrick + @getbrickcapital) and mentioned time and time again as a recommended DSCR lender on Reddit, we’ve built a reputation for funding real deals and other deals that banks can’t
At the end of the day, our focus is simple: help real estate investors close more deals with less red tape. Whether you’re scaling with BRRRR, building STR cash flow, packaging 50 rentals at once, or need to cash-out the equity on a Section 8 portfolio, we bring the creativity and flexibility banks can’t. If you’re ready for a lender who understands investors, let’s connect.
We send same-day pre-approvals and rate sheets, along with text confirming receipt.