Quote from @Maha Kira: Hi Everyone,I'm new to BP and trying to learn few things.

@Kira Golden can I buy you coffee and hear more about Puerto Rico vacation rentals?

@Kira Golden Thank you so much for your heart felt post. 

As you are coming up with your strategy, keep in mind that your retirement account (401(k), IRA, etc.) may be able to invest in real estate to produce tax-advantaged returns for you.

This immediate reduction in your investment base would require even higher returns from your real estate investments to offset the loss.Diversification and Risk ManagementYour current strategy of having funds in 401(k), IRA, and a taxable brokerage account provides diversification.