The answer is through a fideicomiso, also known as a bank trust, a legal structure created specifically to allow foreign investment in coastal and border areas like Tulum, Playa del Carmen, Los Cabos, and Puerto Vallarta, while still protecting Mexican sovereignty.Here’s how it works:The legal title to the property is held by a Mexican bank authorized by the government.The foreign buyer becomes the sole beneficiary of the trust, with full control over the property.The fideicomiso lasts for 50 years and is renewable indefinitely.As the beneficiary, you have the legal right to:✅ Use the property✅ Rent it out (including platforms like Airbnb)✅ Renovate or modify it✅ Sell it✅ Pass it on to your heirsIt’s important to understand that the fideicomiso is not a restriction — it’s a legally solid and recognized structure that gives you the same rights and protections as any Mexican citizen, when executed properly and with professional guidance.Thanks to this system, thousands of foreign investors have safely and confidently acquired properties in high-demand locations, generating strong returns and lifestyle benefits.But what if the property you’re interested in is outside the restricted zone?

The previous owner had a signed lease with the following agreement of:1“In the event of a foreclosure, sale, or transfer of Premises…This lease shall remain in full force and effect, and Tenant’s rights and obligations hereunder shall not be disturbed or modified, except as provided in this Lease.”I want to know if it possible to modify/change these terms?

In the given subject property, the $300 monthly “loss” (should be somewhat modified for the amortization amount of the payment) would actually be closer to $1,000 when depreciation and vacancy loss is taken into account.Offsetting  this is property price appreciation.  

Hey EmmanuelHave you considered treating this as a modified-BRRR strategy? 

The IRS has decided that if too much cash is paid into a policy at once, a Modified Endowment Contract (MEC) is created which eliminates tax advantages of the cash value life insurance policy.In addition to proper policy design, choosing the right life insurance company for this “bank on yourself” system is an essential decision.

Sign a modified lease that allows us to list in spring 2026.

I personally would probably modify 4 with putting the money into a CD for now and having the option to pay off Arth at any time with those funds.

SB-423 strengthens housing streamlining in California by requiring proposed projects to comply with objective zoning, subdivision, and design standards, but it also offers something critical: flexibility.Through the State Density Bonus Law, developers can request incentives, waivers, concessions, and parking reductions that allow them to modify local standards.

In all of this, if you are unsettled with this potentiality then it will likely be better for you to find a different zone in which to invest, or to potentially modify the investment strategy that you were thinking of using within the zones where you want to invest. 

I would still opt for a 12 month lease so you can modify your rent as needed when taxes/insurance policies are due.