The other person is my personal brokerHard money/private lending is a case where concentrating your available capital into fewer deals doesn’t increase returns, just increases risk.  

Conversely, if you prefer to concentrate on property acquisition and management while building relationships with experienced real estate agents, operating without a license can be a perfectly suitable approach.

If a entering broker/agent were to specialize in a sub niche where they could become THE EXPERT - and concentrate on being more educated in that field, better informed, and become the GO TO person; they could shorten the time period to success significantly, and earn enough disposable income to jump start an INVESTING career.  

The numbers you want to concentrate on is NOI, cash flow, debt service payments and the risk of HOA fees rising in the future. 

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So, concentrate on situations where you’re the main, or only bidder.

My areas of immediate concentration are wholesaling, flipping & rentals.I currently live in the Columbia, SC area & I am looking to build & foster great relationships here.In my time away from investing, I enjoy photography, videography, running, jumping rope & be greater than yesterday.

Some homes are fluff and buff some need full gut.. what I would recommend for many is to concentrate on the major systems..

I'm estimating the property would cashflow ~$3M a year, and after fees/rent/expenses etc, the Investor could take home about ~350-400k/year, concentrated in the summer months.

The issue for your lender on this is concentration risk.