I have experience owning several multis (BRRRR strategy), but I have decent liquidity now, and I want to start fixing and flipping.I have read that you profit when you buy, and I am looking to get a decent deal, although I know the market is competitive! 

Here's a video where the founder talks about liquidity: https://youtu.be/ChORxCEyVqc

As a former IT professional I would not recommend storing passwords in any solution that was not designed for that purpose.

I have also seen DSCR loans get denied in underwriting because of the lack of tradelines or they cannot provide a 12 month rental history if they do not own their own home/mortgage.There are a few Top 3 DSCR investors and a number of ones with ridiculous overlays, reserve of liquid accounts and are Super Fico driven requiring over a 740 Fico to hit their Max LTV's, and getting a good rate without having to take a 3, 4 or 5 year prepayment penalty. 

Because we want to liquidate that property in yr7, to "rinse & repeat" via 1031 into another new inventory, resetting capex too 0, thus keeping in this beautiful zone we call "all but maintenance free". 

Personally I would not liquidate the stocks, just maybe only contribute a smaller amount to it on a monthly basis.As far as the car, I would pay it off from current income.

There are obviously other requirements about project scope, liquidity and FICO that come into account as well, but we can do it! 

And tip: the store (big box or little box store) do not always tell the crews there is a haul away on the old item.

Anything around $30K or more usually fits in the budget better under a COR.A Cah out refinance also put liquid reserves/Cash into your hand or into checking/saving and can be used for PITI "reserves" or assets required by most banks/lender to buy more REI properties and a Heloc can NEVER be used as an asset or PITI reserves.

., net-7 on verified milestones) in exchange for pricing and priority.Test small jobs first; promote trades to your A-list only after on-time, on-budget performance twice.Standardize to reduce wasteCreate repeatable finish schedules (same trim profile, faucet line, paint palette) so crews work faster and leftovers are reusable.Pre-kit jobs: one delivery per room (box includes all hardware, fixtures, and consumables).Contracting disciplineUse fixed-scope, milestone-based contracts with:Progress draws tied to inspections/photosNo deposit or minimal mobilizationLien waivers at each drawDaily liquidated damages for missed deadlines (after grace period)Written change order policy with price + time impact before work proceeds2) Time: Move Faster to Reduce Carry and RiskFront-load planningWalk the property with all key trades before closing; finalize scope, bids, and schedule ahead of day 1.Pull permits early; choose scopes that avoid structural or major MEP reroutes when timelines matter.Sequencing & overlapSchedule parallel workstreams (e.g., exterior/landscaping while interior demo proceeds).Use a Gantt chart (even a simple spreadsheet) to track trade start/finish, dependencies, and buffers.Daily control15-minute stand-up with GC or project lead each morning (photos + punch list).Two inspections/week: one quality, one progress vs. schedule.Keep critical spares on hand (breakers, valves, GFCIs, common trim, extra boxes of flooring).Tech + templatesSimple tools (Google Drive + shared photo folders, or apps like Buildertrend/Jobber) for scope sheets, punch lists, and photo proof.Use QR codes in rooms linking to the finish schedule for fewer “what goes here?”