A single policy for the income generating properties might be possible through a commercial policy form, however, it varies state by state as each state regulates their own insurance products.

Talk to a mortgage broker first and see if they have a product that fits and they will tell you your entitlement amount by zip code and what you qualify for. 

- Any experienced contactor should advise you on which products make sense.

I'd approach this as:1) tax effect2) annuity product effect3) your "opportunity cost" or what would you do with the $Oversimplified, go check out line 15 of your last tax return.

I’m 4.5 years from fully retiring if all goes as planned and remain fairly heavy in total stick market index funds due to the truly passive nature of the product and also historical returns which I know aren’t guaranteed but have resulted in significant compounded gains over the past 30+ years. 

Additionally, many new builds qualify for conventional loan products with favorable terms.

There's no connectivity possibility with Carrot either..meaning there's no mechanism to communicate with your leads from Carrot...again a HUGE problem that makes this product painfully inadequate compared to other available tools.

Because their product/service is in such demand that they need to turn away/limit customers because they’ve chosen to limit the production of their product/service in order to keep it “great”.  

It’s called 𝐅𝐢𝐫𝐬𝐭 𝐭𝐨 𝐚 𝐌𝐢𝐥𝐥𝐢𝐨𝐧.https://store.biggerpockets.com/products/first-to-a-million I also run a networking group for young aspiring/beginner investors (between 15 and 26 years old), and one of the things we do is have a few Zoom meetings every month.

I'd like to hear about what loan product you're using for your flips.