I feel like this thread is going off topic from the original post. - OP bought the property 2 years ago so in 2023.

At the BPCON in Cancun, a few speakers got up talking about this topic exactly after being asked by the audience.  

Here is my full post on what I regret: https://www.biggerpockets.com/forums/922/topics/1133476-hous...If I were starting again today, it's a completely different world, and here's my opinion on where I see the best potential opportunity in todays environment when just starting out: 1.

Here's what I learned and what I regret: https://www.biggerpockets.com/forums/922/topics/1133476-hous...

Per this NY Times article, the average American knows around 600 people.https://www.nytimes.com/2013/02/19/science/the-average-american-knows-how-many-people.html#:~:text=The%20average%20American%20knows%20about,do%20you%20know%20named%20Kevin%3FPer the US Census Bureau, the average American moves 11.7 time in their life, which based upon an approximate lifespan of 84 years, works out to be about every 7 years.https://www.census.gov/topics/population/migration/guidance/calculating-migration-expectancy.html#:~:text=Using%202007%20ACS%20data%2C%20it,one%20move%20per%20single%20yearSo, if the average American knows 600 people and they each move about every 7 years, that means that the average American knows around 85 people that move in any given year.How many of those moves do you want to be involved in?

Thank you for bringing up such an important topic!

I’ve read some other posts on the topic, but wanted to start a separate one with a few specific questions.Background:- My partner and I own 2 properties with conventional financing, we have a Tenant in Common agreement between us- Financing was only set-up under my partner’s name by mistake- We are both US citizens; however I live abroad (receive a foreign salary) and file US taxes- Good credit scores- Both properties cash flow with PITIA ratios of ~ 1.2We'd like to re-finance so that we are both on the financing and it seems that a DSCR loan would be a good option given that I live outside of the US.Questions:- Could we close a DSCR loan virtually or would we both need to be physically present for closing?

I find the topic fascinating and also slightly challenging.

With the first one, I had a very general idea of what to look for from listening to episodes of the podcast related to that topic, and then by my third purchase, we now we have a good process down where my realtor knows exactly what I am looking for (outlined above) so they make sure to focus on the areas and things they know I usually have questions!

My concern is someone who does not understand Chicago rules and regulations on units, airbnbs or the AUD profess in Chicago will direct you on these topics.