The home I'm buying is projected at 1.8% and it's definitely not a war zone (come on, it's Utah!).

The property has a blue kitchen, the cabinets walls, and ceiling are all painted blue.

One of the things that repeatedly comes up with potential JV (active) investors is the question of where the money resides while the project is happening.

He gets one and I let him know that if he does the right thing I have more projects for him.

Basically what happened was the builder did not complete the project and built only about half+ of the town homes, and some are not paying HOA now, so effectively there is a 50% HOA deficiency.

it's an investment with a projected return and risk level.

Was this your first project?

Yes Josh I came late but will check out the site, mess around, and connect with some investors on here for projects here in Colorado.

Well from the wall on one side of the house to the other wall on the other side of the house there's a 10 inch difference..Ceiling to ceiling.

Okay hard money pros...Scenario:-A fully licensed real estate (deeds...not money) broker in California wishes to make hard money loans at very high interest rates in trade for aggregating money sources for fix-and-flippers and providing the fund apparatus where they can pool investors' money-The broker/lender inserts a choice of law provision in the contract stating that the laws of California apply-The broker/lender loans on projects in other statesI read in other posts that people have received advice from attorneys stating that the choice of law provision somehow "imports" the rules of Cali and allows one to lend at usurious rates.