I am also a mother (of a 2 year old daughter) who co-parents with the father so I do not have a husband or partner to invest with (may or may not be relevant info).

I am trying for an NJ Transit internship so wish me luck.Get a co-signer: As much as I don't mind I do not want to involve my parents or friends on this.

They are co-owners of the property and their shares and interest over said property are equal.

@Rocky Griffin The title company I use is Titan Title & Closing Co. in Broken Arrow.  

You really have to use alternate means to find these properties and by alternate, I mean anything outside of the MLS.2) On the Kansas side, you can't hardly ever go wrong with Johnson Co.  

Appraisers, lenders and title co's are most familiar with those.

Is the investor basically trying to compete with the local property management co.'

@Samir Shahani completely agree with your point of view, thus that is why we are interested in a solid TK investment property with a solid reputable property mgnt co.

or should I include her daughter as a co signer in stead of an occupant?

After a couple days of this information marinating in my head I walked into the living room where my husband fell asleep after a very hard and hot day (he works as an HVAC tech in AZ) I woke him up and said to him "you have showed me that I can trust in you and when you promise you keep that promise, you are a hard worker and you have gotten us this far, so yes I will walk next to you no matter how hard it gets".