Can you shed any light on what the bank might care about? 

Anyway...the latest thing is that slowly all of the street lights outside stopped working.

I will be installing light oak vinyl flooring.

Upgrades include new lighting and hardwood floors.

Upgrades include new lighting and hardwood floors.

Upgrades include new lighting and hardwood floors.

@Seth Rose light stream, prosper also come to find.

It's a little harder to get those returns now because prices have continued to rise, but you can still buy on the MLS at Harbor Lights on Maui for 130k and make around $400/month cash flow. 

We may very well have to get tenants to call the police for every annoying action, maybe that will light a fire under someone.  

What are expenses and can they be shaved or are they too light?