Once I pass that I will be a licensed agent in the state of New York.

You're already ahead by being intentional and open to learning.Welcome aboard and best of luck investing!

Full BRRRRs you need to be off market, direct to seller in my opinion.

It might be good for those doing their first deals to see this as well.I've got an off-market duplex that I found when making an offer on a SFH - both deals are being wrapped up into this one purchase but I'll focus on the duplex for the sake of this conversation.

We are building an ADU in California and he was supposed to be done by end of April.

Lastly, financing for that is going to be very difficult if the bank knows it is a day care facility. 

Even if your unit is not frequented by families often, if it brings in one extra booking per year it is well worth it! 

And hopefully, neither ever have to be used. 

It's not required and not necessary even though some people will say the sky is falling.Just have correct STR insurance.

I've always believed the best time to invest in real estate is yesterday.I'm concerned you may struggle to find a lender to give you a loan with only a few years of work history and it may be very challenging to find a property that cash flows with today's interest rates and only 3.5%% down.