If not, who are you finding for good flood insurance and home insurance on your rentals? 

We have been sharing a car since 2020 in different households when she worked from home and attended college online.She worked and studied, maintained good grades and was compensated for it via her school and the system.

And that's not enough and the risk is too high at that margin for starter homes.

A good starting point would be a 10% 2nd home loan or an owner occupied 5% loan where you can convert a basement or studio into a simple 1 bedroom unit and basically let your guests pay your mortgage. 

Then there is that there are only 8 homes when you pass 1st camera, then private road, plus 150’ driveway with no easy turn around when all vehicles are present (7).This would have been first time packages have ever disappeared.

I have my eyes set on a plot of land near my home where there is high income and significant traffic in a rapidly growing area in Cedar Park, Texas (north of Austin). 

June 2nd, 2023State Farm and Allstate have stopped selling new insurance policies to California homeowners, erecting a new obstacle for home buyers.

The main thing is to find motivated sellers before they list their homes with a Realtor.

They are paid hourly and will soon begin going door to door to offer creative financing deals to home owners.

Quote from @Sebastian Marroquin: appreciate the comments above… but there is always a way. https://www.zillow.com/homedetails/3936-Broadway-San-Diego-C...All i did was search SD homes and in less than 3 seconds saw this home.