My leg would hurt that day and I'd take sledgehammer handle to lean on and balance out my weight with a small automatic.

Your balance sheet will look roughly the same.

You could break down your paper like this:1) Background - banking crisis, banks not being as willing to lend, how lending criteria changed2) Overview of creative financing methods with subsequent sections going more into depth on each one3) Hard money - what is it, how did it get started, how people find lenders, what lenders charge, and why people use it4) Private lending - what it is, how people find private lenders, why people would go to friends and family for real estate investing5) Peer-to-peer lending - sites like Lending Club and Prosper6) Credit cards - using cash advances, 0% balance transfer offers7) CrowdfundingYou could more than easily write 100 pages on the above topic. 

If you are the recipient of the wholesale fee, the title company simply takes that from the settlement balances at closing and distributes it the same way they do the realtor commissions.

Your life doesn't have to be (either/or) but can be a nice balance in the middle.A lot of people here are saying just do it etc.We do not know your personal situation.

according to United Van Lines:Biggest inbound states:ORSCNCVTFLNVTXDCOKIDBiggest Outbound states:NJNYILNDOHKSNMPACTMost balanced states with same in as out bound:RINHWYTNCAWAH0w does that affect your real estate investing?

Since the cash would be invested they would be in a better position to refinance later on or pay off the loan, most would be tapping into principal to live on but they would have the cash balances on hand for a longer term.

In Houston, which has a growing population, I don't believe you can ever find balance, usually the pendulum will swing way, then the other way.  

We have had a few deals come through that look like good deals, but either can't get the seller to answer/return our calls, the seller is a no show or cancels appointments to meet us at the house, or we have found out after an appointment that the seller has liens that he/she failed to mention that put their owe balance way above our MAO. 

For me personally I think you need to balance it,,, not everyone can buy in SF bay Area or prime Socal..