I am 26 years old, graduated from San Diego State University, and am currently a Manager at the local Chick-fil-a here.I have my Series 7 and 66 licenses (I had a short training stint with Edward Jones, only to quit the company because I wasn't comfortable with cold-calling, knocking on doors, and hard selling...)

Stay way from lease option, lease purchase, rent to own, etc.When you use techniques like lease option in your scripts to sellers, you open up a can of worms and they get confused.Did you get any training in scripts with sellers, handling objections, etc?

Free in exchange for training or b.) cash That's what I would do, starting over with $5000.

i imagine you guys/gals as all sitting on your yachts in hawaii with your cocktails in one hand and your ipads in the other answering my questions b/c you've got teachers' hearts and just love to train up the next generation...

Tom I saw your comments on Bigger Pockets regarding training or mentor program with Phil.

I have been trained by some of the best and I have not spent over 1k on any of them.

Roberta and I look forward to helping you in any way that we can (training classes or set up) next year.

Start training in self defense NOW and be consistent.

However the last couple years I have been doing a good bit of training with Junior Enlisted (Navy/Army) who are 18-20, and now have 3 little kids of my own and it is definitly making me feel older.

Clearly is not a secured real estate financing agreement, it is a scheme that effects the same out come.Pre-financing schemes are not new, if any financing or installment payment provides the right to purchase an asset in the future such will still be seen as an installment sale.Another comment in anticipation of future comments; attorneys are certainly trained to look to intent of laws, they are also trained in seeking loopholes, technical aspects that provide some other door to evade capture.