The next day I called him back, after a discussion with my parents who had agreed to finance the deal for me, prepared to make an offer and he told me it was under contract again About a month later my Realtor called me again to tell me the duplex was back on the market and he’d spoken with the listing agent and the foundation needed $75,000 worth of work and he could get me a copy of the home inspection.

My parent's aren't an option as co-signers.

Hi Folks,My parents have owned property in NYC.

One of the big things I was seeing was the parents were the ones paying the lease. 

Adults will most likely take care of a house better than a child, depending on their age. 

The wife passed last March but didn’t have any relatives listed other then where her parents and husband passed before her.

Neither set of our parents will sleep in a queen either.

I'm helping my parents remodel their kitchen in Farmington.

Question #1: do all loan types require PMI if the down payment is below 20% and #2 which would be the best loan option if a parent were cosigning my owner-occupied loan? 

My parents have an investment home in a different state that they're just been looking to get out of because it's no longer easy to travel.