@Derek O.1. 

Jim Ingersoll is speaking on buying properties w/o using a bank.  

Nothing wrong w/ wholesaling w/ or w/o a license in TX, as long as you're honest and transparent.

Paying for a place, one, two, three years and then having it yanked right out from under them as a buyer due to a delinquent payment seemed to be the standard M/O for those types.

I favor the set- uo of Champions in that there is very little oversight, extemely low annual fee ($199 including E&O), flat fees, etc.

I've seen the term "majority of a year" clause latched upon by those who are itching to leave after six months and one day (= more than 50%), but this article might give them a rude awakening, stating it needs to be 70% of one year or longer:- http://www.massrealty.com/articles/what-is-owner-o...

Rent-O-Meter? 

I had my own numbers but o decided to reach out and see what actual buyers are calculating.

Ohh and it's (O-CON-O-MO-WALK).  

However, mortgage brokers originating residential o/o loans also hold the residential mortgage brokers license from each state that they are active in.The state requirements for brokering non owner occupied residential mortgages are all over the board.