But the current purchase price is going to be $159,900 which leaves a large margin of equity in the property.  

He may have just accepted anyone, they may not like you, they may just take it as a sign they need to leave, etc...

Then, me taking title to your property in a trust while leaving your loan in place and giving you nothing but $100 for the deed and a pat on the back with a "Better luck next time."

Some clerk at a title company may not have a clue as many use to do them.The issue is with ALTA rules and basic business law of taking title fully before selling, you can have a simultaneous closing, just deposit funds for your side of the purchase and then pickup a check when you leave. 

Her company is always here taking showers cooking & leaving the kitchen a mess.

., is your question really, should I leave the existing financing and take another loan once I've added value or should I retire the original financing when I take out I new loan?

Then he will either leave or you'll make better money on the next go round.

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I just can't really see why NOT to go with someone else if their programs/products "shine".Thank you for any input.Ben

I lady who I met in church years ago told me she recently divorced and now is looking for a new place to live because she is going to leave her house to foreclosure.