And when you do replace them, stay away from cheap cabinets with MDF front and stapled drawers, go at least plywood.

I teach them skills like painting, caulking, changing doorknobs, pulling up staples, teach them to use power tools, put up signs, and then I pay them for their work.

While my business grew and changed needs away from some of the product offerings, the No-Fee Funding service has been a staple product that I have continued to keep and use.  

Travel is for holidays is almost a staple these days, not really 100% consumer discretionary in my opinion.

(we had no move-in inspection info so were very limited on options there anyway)So, a couple weeks later, we are still about halfway done finishing up all the repairs and replacing everything due to their home improvement methods such as stapling carpet to the reasonably new Laminate, and adding windows to every door and wall in the place with someones fist.