With the all-too-common borrower fraud and lien fraud now, it’s difficult to go after any independent notary for “unintentional” errors.

Hi Andy, what you’re looking to do is actually pretty common in the Clearwater/Tampa area.

The appraiser also noted that it’s quite common in the area so we’re glad to see that the code is favorable in these situations.Our agent confirmed directly with the zoning department and is getting us a formal letter to clear this up with our lender.

I'm just getting into running the numbers and the problem I'm running into is that I don't want to have any responsibilities during the day while I'm working my day job and the wages expense for caregiver staff is MASSIVE in my area (+$18/h).

Chances are that you might find a bookkeeper willing to take the job who is NOT a real estate specialist, and the results of their work will be unacceptable for tax preparation anyway.

Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.

I have experience in economic development and finance, but am looking to build a portfolio to not be 100% dependent on a day job.

Don't get discouraged - you made a common mistake.

Sounds like you have good day job.  

Jobs stabilize values.