I always had a good spread between the underlying loan and what I was charging on that loan, and I had the cream on the second that I took.As those loans disappeared from the market I found it more feasible to just buy for cash, and resell on low down-owner will finance deals.

As to guru, I don't know, but Rich Dad Poor Dad crap is pretty much that from what I've heard, one aspect doesn't mean much I guess as fools are willing to pay for almost anything, I'm changing my attitude slowly too, if you have 100,000 people wanting strawberry ice cream in a cone, someone is going to serve it, make it more interesting, put a gram cracker with it on the side.

For latecomers, it is very quick, fun, and cost effective to go door to door with a small cooler handing out ice cream or fruit bars.

No matter how you shake it, the cream always rises to the top.

class=AAnd the cream of the crop are the guys who are long-time active on BP!

Hey guys-Glad to see Cream City is well represented.

These same banks serviced loans for trustees for years and have been paid on these homes 10-100x over, yet they are holding back inventory to make more cream on top of existing cream them made in the mid 2000s.The Too big to Fail should do just that.

Your ice cream might have melted in that time.

Both my kids worked at ice cream parlors, and they were able to schedule around school and other activities.

By focusing on a smaller market (like vacant houses and probates) you are sure to get the cream of the crop that noone knows about.Foreclosures are public record, and they are fair game.