My credit is solid and I'm putting 25% down. there are also 20+ people on BP who could also quote that loan for you.

She has an 840 credit score, almost maxed out her 20k credit card limit, barely making the mortgage of $2k on her own for the past 2 years.

Hello,Is there any webiste or service provider which can be used to check the credit score of the buyer?

And your entire plan then collapses.Here is an explanation of the challenges of buying an STR late in the year:https://www.biggerpockets.com/forums/51/topics/1220969-expla...Your line of credit idea is completely different.

It's your credit that gets ruined, not theirs.2.

For sale by owner and seller finance is completely different. buyer/tenants don’t always have bad credit.

Option fee + strike price structureMost investors use a structure like:Option fee: 3–5% of future purchase priceRent credits: optional, but very small ($50–$150/mo)Strike price: Fixed at contract signingTerm: 18–36 monthsJust make sure your attorney drafts the paperwork so the option fee is non-refundable but creditable toward purchase.4.

If we simply sell outright the gains, I’d any, will be miserable and essentially toss away decades of work,how else do people off load these investment properties (didn’t care the the DDDD strategy.)Has anyone 1031’d into credit sited funds (think crowd street or other funding platforms that accept 1031’s?) 

The city is pushing for a Kentucky version of the Low-Income Housing Tax Credit to boost affordable construction, sales-tax exemptions on building materials for homes under the median price, and zoning tools that help projects move instead of stall.

If passed -- invited to complete a Rental Application + pay $49 for a complete Background check (credit, criminal and rent history)4. if approved -- invited to schedule a showing of the Unit5.