It's always a balance of how much time are you asking vs what value you could add to the teacher.

Combined income is $182k. no debt outside our mortgage ($350k balance at 2.8%, $2900/month) and one car ($25k at 6%).

The principal and interest mix/percentages of a payment are based on only three variables - the interest rate, the outstanding balance, and the amount of the monthly payment.

And I would never tell someone to buy based on numbers alone without understanding  market positiong and management strategy  so as to understand the likelihood of actually achieving at least average - if not above.  

Vacancy tends to be lower, and tenants are generally easier to screen.Second property financing – Buying another property shortly after a DSCR loan will likely slightly impact your credit, but as W2 earners, conventional financing is usually achievable.

Whether you're a first time homebuyer, looking to sell, or interested in investment properties, I'm here to share my knowledge and help you achieve your goals. 

Maybe not, but I've still yet to meet someone who achieved financial freedom using the "wait and see" strategy. 

I’ve found balancing both—steady cashflow with upside potential—lets you grow wealth while keeping risk manageable.

For me, It’s more than managing properties, it’s a personal balance of fun, precision, and heartfelt dedication.

Hi Waruna, As a QuickBooks Pro, I’d love to hear more about your current setup and what you're trying to achieve.