Quote from @Eric Blair: I like to gamble with options contracts and even I wouldn't use a credit card in this manner lol But I do have a question.

It's one thing for a buyer to waste an agent's time because your "gambling" on potentially getting a commision in the thousand of dollars.

They run an illegal gambling ring in one of the company's commercial buildings.

But, that's too costly and would be a gamble as well.

The more you immerse yourself, the more confident you'll get. 

as markets shift thought process's do as well. 10 years ago if you posted on BP about appreciation you got hounded by those that said appreciation is gambling ONLY invest in cash flow full stop..

If YOU believe the property will apprecaite, and are willing to gamble on that belief, it MIGHT be worth it to proceed. 

No guessing, no gambling—just systems and results.If Memphis is even on your radar, let’s talk.

If you invested $50k or $100k would that $10k or $20k be better investing it in a lower risk asset or continue to take the gamble of red vs black?

In other words, the CRO or UW manager/leader is saying "this other form is probably good enough, but I know for sure that 4868 works and I'm not willing to gamble tens of thousands to test this other document."