It's not worth your license and reputation.

It's important to compare the overall value of -Loan Terms/Cost (interest rates + fees)-Leverage Offered (LTC vs ARV maximums)-Loan Term (always want a minimum 12 month term with no PPP even if I'll be out in 90 days)- Draw Process for rehab funds (how easy do they make it)- Reputation ( what do google reviews say/do I know any other investors who have used them)-Communication (how frictionless is it to communicate with them?

Quote from @Erik Estrada: Hey Camilo, Why not just work with a reputable lender on here?

Either scenario should be closed via a reputable title company which will turn up any issues. 

Water damage claims in particular can be red flags.

Quote from @David Robertson: Kiara provided a great summary of the major phases of a rehab.  ...Here's an example of a typical rehab project that starts with the Exterior Work, I like the Gantt chart idea and wonder if there is a good reason for the order of:1. site cleaned right after exterior paint instead of way at end2. bathroom tiled before paint, now it can get damaged with paint3.how can you guarantee 2 weeks from cabinet measure to install?

That’s why I'm excited to announce that Invelo now has  AI Driving for Dollars—and no, it doesn’t require a single mile on your car.Here’s what it does:🧠 Uses AI + Google Street ViewIt scans properties virtually and looks for signs of physical distress like boarded-up windows, overgrown lawns, peeling paint, roof damage, etc.📍 You Control the AreaJust draw a box on the map around the neighborhood or zip code you want to target.

Additionally, how long after the sale is a seller legally responsible for nondisclosure—particularly if the undisclosed items result in issues or damage?

I haven't invested in their funds, but they all have very strong reputations and I have purchased notes from one of them directly. 1.

My suggestion to you is acquaint yourself with a reputable eviction attorney in your market and make plans to engage them on the first month after closing.