This is something that lenders and agents that have no idea what they're doing love to spread as an excuse to why they don't sit down and learn it. 

Some also find off-market deals through consistent networking and direct-to-seller outreach, which can create enough spread to reduce how much cash you need upfront.

If estate taxes may be an issue, spreading gifts or using a trust can help.

What truly matters is the spread between your cap rate and your interest rate.Example:Cap rate = 6.75%Interest rate = 6.5% You’re cash flowing, even at high rates.Now compare that to 2021:Cap rate = 4.5%Interest rate = 3.5% Low rate, but also lower returns.

When you record closing costs, make sure you treat them as an intangible asset and spread them out over the life of the loan.

It’s not that the service itself or method isn’t legit, it’s that misinformation usually concerning risks, applicability, pricing, etc. is being spread.

I like multi-family as it spreads out the risk of vacancies How did you find this deal and how did you negotiate it?

That mix (a few SFHs plus a small multi) gives you diversification without spreading yourself thin.

Leveraging that kind of spread between purchase and value can definitely kickstart a BRRRR strategy, but the key is structuring it the right way from the beginning.

., from single-family homes to apartment complexes, self-storage, or triple-net lease retail properties) to spread out risk and tap into new growth opportunities.• Consolidate Properties: If you have several single-family rentals, you could exchange multiple of them into a single, higher-value asset.