No annuities for us.   

I don't really know what would be the best option (buying notes, bonds, annuity, etc.).  

If you're not generating equity in your deals with a BRRRR or something, you're more or less just in a 2% yielding annuity that will mature in 30 years.

The NY agent sold my friend an A T & T annuity for $50,000 (if that is what you call it.

was a banker trying to get people to invest in CD’s and annuity products.

No debt and no depreciation available makes it much like an annuity. 

The latter does stretch the tax, but your clients don't get the cash upfront, and they bear the risk of buyer's default.1031s are not applicable, unless the property has been converted into a rental property for a significant period of time.There are some real advanced strategies that could be applicable, such as a private annuity trust, but that requires serious professional help: a specialized financial planner, an attorney and/or a CPA.

I’m not afraid and I am 100% certain the returns will be far higher than the pitiful annuity I will receive upon retirement.

Planners used to lead with Social Security (SS), but the confusing rules that allowed huge benefits are now gone, so the concentration seems to be safe money, various annuities, etc. 

Ask an insurance man how many  variable annuities or wholesale insurance policy he invests in?