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Updated about 7 years ago on . Most recent reply presented by

Jhordan Tutop's profile image
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Jhordan Tutop
  • from Fremont, California
  • Member since Mar 11, 2018
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Jhordan Tutop's profile image
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Jhordan Tutop
  • from Fremont, California
  • Member since Mar 11, 2018
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Jhordan Tutop
  • Fremont, CA
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Tax, SDIRAs & Cost Segregation

Take loan out from PENSION.... to do or not to do?

Jhordan Tutop
  • Fremont, CA
Posted

Hey BP!! I'm Considering taking a loan out on my pension to use for a down payment. It states I have up to 10 years to pay it back if I'm using it on my primary residence, which I would be. My goal in doing this is to be able to physically have more cash in hand for leverage for rental properties. Any thoughts or advice?

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Ernesto Hernandez's profile image
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Ernesto Hernandez
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  • from San Francisco, Ca
  • Member since May 15, 2017
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Ernesto Hernandez
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  • from San Francisco, Ca
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Ernesto Hernandez
  • Realtor
  • San Francisco, Ca
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Ernesto Hernandez
  • Realtor
  • San Francisco, Ca
Replied

I took money out of my 401k during a very slow growth period and paid it all back without any regrets. 

As always, just crunch the numbers. 

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