I also considered boxing in the refrigerator, to give a more polished look.

You might be able to find cut & polished, aka prefinished, granite slabs for kitchens & bathrooms, which can be cheaper than some laminates. 

Personally, I'd much rather rent to a responsible dog owner who's grateful to live someplace that accepts her dog and who pays a premium for the privilege, and who makes sure to leave the unit in excellent condition so she can get a much needed reference on her next place, than to a permissive parent whose kids draw on walls and spill nail polish on hardwoods. 

To properly fix a piece of laminate you have to remove all the pieces up to that piece to get to it and then have a matching piece or you could try to color it with nail polish and/or fill with caulk. 

How the "Education Package (20K)"becomes effectively freeThe Idea is taking Loans amortized (one directional) which = BAD and transferring it to a Line Simple(Revolving)= GOODWith the Guru's polished script " i look at many different models Income producing models, financial models, Victoria Secret models" and saying that loans are Amortized with front ended interest and transferring to a HELOC will knock out the hefty interest, like Floyd Mayweather vs.

Find some poorly run apartment building or commercial project that can be polished up, filled with paying customers and resold. 

Need some polishing for a friendlier interface, but liked the result pages presentation for comps.

This is more of a basis than anything solid and hope to polish it once I educate myself further.

Best regards,[YOUR BUSINESS PIC HERE]Ryan Leake,San FranciscoCell/text: (123) 456-7890////////(If he says yes--place the call as soon as you receive the email--immediately)(If he says no--send a thank you anyway response).If you have no money to invest right now say so in the email.Recommendation--Don't be a chore boy--be a fellow businessman (have some self pride) (Ride on the yacht--don't polish the fenders).Recommendation--Talk on the phone, see how that goes, if it's good, then offer lunch or whatever (the same as a date with a girl--talk first then ask).Recommendation--Shake a hand make a friend vs being a student type.

You will find brand new people to the game and those that have been polished with years of experience, both good and bad.