The fourth home is my personal residence, which I’m considering converting to a rental—or potentially selling—so I can alleviate some underwriting friction and continue scaling my investments.The main challenge I keep running into is debt-to-income (DTI) issues whenever I apply for a new loan for a personal property.

To help alleviate the 45-day issue, you can start shopping well before your old property sells.

So, yes its my first deal in America, yes the photo is of my only surviving son.The picture of your 11 year old with cash bills spread out like a drug dealer sucks… with or without a back story. 

In her personal life, she is involved with someone who deals drugs, as they do drugs and are involved in illegal activities.

If you do that, or the option with your brother, have a lawyer draw up contracts that account for everything that could go wrong (death, drug addiction, marriage, divorce, lack of effort, someone wants to sell), and that clearly spells out ownership. 

Since this is your first one, you might consider having a property manager handle it initially until you feel confident you can self manage it, as that can help alleviate anxiety and potentially avoid problems down the road, especially if you get into a situation where you need to evict a tenant.

(A written estimate from an established remediation company will go a long way to alleviate buyer lowballing in a sale negotiation.)

He would get hyped up on drugs.

Travelled there at least 2 to 3 times a year even drug my banker with me one time as I was using my Guidance line for funding these. that all said.

I'm guessing this was a drug house ( bought on once).