They pulled their credit report, used a simulator, and identified specific balances to pay down to boost their score.Here’s how the scores shifted:Before:TransUnion: 736Equifax: 750Experian: 730After:TransUnion: 775Equifax: 772Experian: 730That small move made a real impact:💰 Their rate buydown cost dropped from $5,408 to $3,288, saving them $2,120—all from planning ahead before locking in a loan.Lesson learned: Preapproval isn’t just a checkbox.

But its lifeline is the single I35 highway running north south...In terms if Economic development- I can speak for Hutto, they are take big steps to attract investments that is boosting the local economy.

I welcome and encourage anyone on the forum to chime in if I may have misrepresented anything, but this has been my mental model after spending countless hours running through different scenarios.I dont have a heloc personally but just curious are they all fixed rate / or are some of them variable when rates rise the interest rate rises or when rates fall the interest rates fall.   

Quote from @Andrew Steffens: Curious if those who opt out pay a penalty on the algo for search rankingsThey say in the email that giving the discount will “ Boost visibility with sort order uplift, badges, and more.”  

.• Tapping into your equity to pull cash flow forward can be worthwhile for your quality of life (or to boost investment returns).You are absolutely right, the assumption is that a "cash flow portfolio" scenario, as the anti-example is investing in cheap areas, ultimately a low equity, low appreciation.

It’s designed to save you time, boost your deal flow, and help you close more without hiring an acquisitions team.

I had an acquaintance in the syndication business contact me after the 2008 financial debacle and tell me that continuing dealing with irate investors, properties hemorrhaging money, tenants not paying rent, and vacancies was resulting in a mental breakdown, ill health, and hospital stays.  

And the best part is, there are also a lot of programs out there designed to give your down payment savings a boost.

If rents increase over time, you could also boost cash flow.

And stress that chewed into our mental, emotional, and financial health.Five months passed.