.• For MTRs (30–90 day stays), they’re generally treated as regular residential rentals, so losses remain passive unless you qualify for Real Estate Professional Status (REPS).This post does not create a CPA-Client relationship.

Other tenants that we have had were seniors on fixed income such as Social Security or pensions.

Syndications add layers of complexity (securities laws, investor relations, underwriting larger loans), which can be tougher while working full time.

I have secured significant money to invest  As an agent that works in this local market, I've not seen any builders be in any great distress. 

It’s about the same for securing a Subject To.

Great news for long-term investors, creative finance users, and buyers looking to secure assets before rates shift again.Pricing, Inventory & CompetitionWe’re seeing a new kind of balance — not a crash, but a normalization.

The key is understanding not just how to buy them, but how they fit into your long-term plan (flips, rentals, or BRRRR).A few tips from what I’ve seen work for investors I advise:- Build relationships with your county offices: Tax deed lists and foreclosure auctions are public info, but showing up regularly helps you spot patterns and deals others miss.- Get clear on your rehab numbers early: Many new investors think the property will be worth more than it actually is after fixing it up (the ARV) or forget to factor in how much it costs to hold the property while it’s being renovated.- Know your tax position before you buy: Depending on your income type and how you structure the deal (LLC, partnership, etc.), you could be losing deductions or missing out on ways to offset rehab costs.If you’re not already working with a CPA who understands real estate strategy, that’s one of the biggest early advantages you can give yourself.

Money left in the account that isn't needed to regular bills and expenses, remains in the HELOC and compounds the savings benefits.

A client of mine just secured a favorable policy with Steadily in Seattle.

I'm sure there are 1 in 100 or 1 in 1000 that have really worked the program and become a success at some point, but they are rare.If you can't use your personal credit, I don't think you are going to easily and regularly find private money or asset based lending, things like that.