Quote from @Jonathan Khalily: This should be something that you can do less regularly, and a bookkeeper do for you if the money is coming into one account with the units you hold in your name/LLC.

Build a relationship with one or two lenders up front.

While a condo comes with unique considerations as compared to a SFH or townhouse I would think more manageable than a multifamily for first purchase.

After a few years, you'll have experience, relationships and EQUITY that you can leverage in to bigger deals that will come easier because you've already laid the foundation.

But once you find a great one, they will save you and earn you far more money (through market knowedge, negotiations, deal sourcing, equity, and profit...and also from the deals they steer you clear of!)

As soon as the year membership is up, I'm leaving.

I have a lot of information to sift through now.

And, even if these restrictions do not exist now, what is the process for the HOA to change the rules in the future?

It doesn't have to be one or the other.

Two Multi families, 3 Single Family, one Commericial, and one STR all built from the ground up with forced equity on each one.