Hey @Joel Ray Cotton I'll take a stab at the questions and let's chat more offline. 

Thanks for your support James, I appreciate it.Actually found a meet-up at Temple,Tx where they meet at cotton patch, I plan to be there the next Meetup Dec 13, I look forward to meeting y'all. 

Originally posted by @Joel Ray Cotton:@Mike M. that is where I am at now.

If I were buying a house I would look for access to the DART or the future DART Cotton Belt line.

@Joel Ray Cotton this would be a question for your closing attorney.

Bid for assets has some coming up in Monterrey County CA.. and those are all probably in Carmel or 17 mile drive or someplace like that.so tall cotton location might be worth checking them out for personal use. ???

Originally posted by @David Cotton:@Troy Whitney  Thanks for the tips!

It's simply part of the process and in my experience, the decision has already been made, they just need to go through the motions.With the broad reach of the CFPB, I bet my next summer the cotton candy at the state fair can't be financed without concerns about consumer financial issues.

Hey @Angeline Rebottaro, I use Kohl's Big One white sheets, 70/30 Cotton/poly in a Sateen weave.

Percale weave and a 70/30 or 60/40 Cotton/Poly blend is what you want.