Hey BP,I have a detached garage with plumbing that I want to finish converting to an ADU.

You run the rehab which means a list of subs in he market for all trades/Facets: Demo, Mechanicals, Roof, exterior, floors, interior finish, kitchens/baths. 

FHA can work on a legal 2-flat with finished attic or basement unit but it will need to be deconverted for the appraisal.

We've usually seen a bigger spread between "Agency" (Fannie/Freddie/etc) and "Non-QM" (which includes the DSCR class of loans).

Just finishing the SRT fire inspection requirement's this week. 

Example:  Geisinger CMC just finished a $100M addition and bought the new Medical College--what a pipeline move!  

Consider what type of ex-convicts you will take (including gender and crime).

Knowing what I know now, I'd also include a professional cleaner to come once a year.    

The AI scans the receipt and enters all transaction details, including itemizing and categorizing all expenses.That workflow makes it easy to get the receipt uploaded initially, and then converted to a transaction when I'm back at my desk and ready to work on expense stuff. 

But while the other 2 claims were finished in 10-15 days.