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There are a couple ways to structure it, but the most common would be a first and second mortgage where the seller sells the first mortgage after a year or so and then keeps the second mortgage long term.

It’s going to be common decency (Or at least the desire to appear decent.) or laws.

If they don't fix them and that is common, then the rents start going down. 

That's a common mistake for beginners. 

Paint is common, pro cleaning, some carpet work, maybe a bit of flooring here n there, checking off some deferred maintenance......

The insulation is older, and the house is built in the 1960s.it’s common for closets that have been closed off to get mold in comparison to other rooms at the house, with the exception of the ceiling of the bathroom above the shower..  

“Only deal with people we know” is common response when I’ve reached out to individuals.

As others have said, it's still possible if the borrower/property qualifies. 90/90 is more common though for borrowers with a few completed projects and often has lower rates, etc.

A simple one-pager and a track record (even from SFHs) go a long way.Deal Structure: Keep it simple early on — 70/30 or 80/20 equity splits with a preferred return are common.