There needs to be a healthy fear and cynicism when buying hundreds or thousands of miles from home.

Quote from @David Pearl: Quote from @Anthony Rondinelli: Hi,If I want to maintain a healthy DTI for a primary residence conventional loan in a couple years, what should I be aware of, or what strategies must I employ?

I'm interested in learning more about STR's.Outside of real estate, I enjoy healthy aging, drawing, travel and the outdoors.Excited to learn and connect with you all!

This will not be the case because your DTI will probably be too high, and the max mortgage they'll allow you will be small sadly.To remedy this, by moving either of the 3 properties (or all 3) into an LLC, all that debt vanishes from your personal credit report and your DTI suddenly looks healthy again.

Meanwhile, interest rates have seen a small shift—enough to prompt some buyers to lock in financing sooner rather than later.Buyer demand remains healthy, and with the spring buying season just around the corner, we could see even more activity in the coming weeks.

Unfortunately, one of the tenants health is not good and is currently in hospice. 

In addition our healthy balance sheet allows us to pre buy mortgages down to as low 3.75% for our buyers, most builders can not qualify to do this.

Doug,Our Multifamily operators are focused on Class B assets in healthy markets where they already operate a footprint of assets.

I closed last week.Of course, we manage ourselves, so even if you take off 10%, it's still a healthy return. 

If you want cash flow, do some form of investing in 20-33% healthy equity portfolio that pays solid dividends like major funds(VOO, VTI vanilla stuff), another 20-30% in BDCs, debt funds, and private debt.