But when spmeone comes up to me with a chip on his shoulder, well then my reaction will be defensive.  

Sounds like you've got a good head on your shoulders and are doing all the right things to educate yourself on the industry. 

I try be a dolphin swimming in company and never work toward being a lone whale taking everything on my own shoulders or being 100% financially responsible for everything especially all expenses and risks.

Which I strongly suggeest you join all your local REIAs, rub shoulders with local landlords who can help you with what areas better tenants want to live in.   

Give someone 100% and charge your points to the back end of the loan and sh*t goes awry, they are a hell of lot likelier to shrug their shoulders and say "oh well, i have nothing in this deal anyway, so, see ya lender...thanks for letting me have zero skin in the game from the get go. 

I really need someone to look over my shoulder on this wholesale rental deal I need to present to the property owner (PO).

Doubt on your shoulder will be very tall.  

(Why not stand on the shoulders of giants?)

For me it was to get my foot in the door into real estate and to be able to rub shoulders with others in this industry.

This doesn't mean that they are trying to cover up anything and it puts the due diligence on my shoulders, where it belongs, anyway.Thank you all for these fabulous responses!