im in management now but as a rep I was managing about 200 house holds at average velocity of 1% on asset which put me around 800k in production which I took home A little over 300k gross income, still not even close to your production, you're a prodigy!!

At payoff your cash flow has maxed out and you have increased your velocity of wealth creation.

Plus...escape velocity...Episode 113 – Jay Papasan - Very practical slow and steady adviceEpisode 221 - Tim Shiner - his concept of equity build up and "shearing the sheep" shows some of the flexibility of real estate vs a 401k Last but not least, I strongly recommend all the tax advice given by my fellow CPAs.Amanda HanBrandon HallTax Reform Update – Brandon Hall and Amanda Han Linda Weygant GuidesUltimate Beginners Guide Forum StickiesBP Calculators or spreadsheets uploaded by membersMy Favorite Books I have to say all of the BP books…right?

We are in a situation right now where M2 is expanding rapidly but velocity is cratering. 

They make much of their money on velocity and do not want to be in a deal for too long.

Still, you want to continue the velocity of your money.

The first being that the shorter the hold period the higher the IRR and the velocity of money is increased.The second is that the majority of a sponsors compensation comes after a capital event (sale/refi) when they get into the "promote" or carried interest. 

That will show the velocity and velocity is a reflection of buyer volume. 

But the name of the game is skate to where the puck is going....this market seems to have a vibe of affordable housing, space, yard, single family, etc... in my opinion Not sure about NY, but Cleveland has pockets of massive appreciation.Tremont, Lakewood, Ohio city - all neighborhoods of 2x-4x appreciation over 7-10 year horizon..... not sure now as I never had the stomach for the risk/reward.I always operate in the same market since I’m a high velocity flipper and deals exist all over the Midwest key is building relationships and trust in your market.

@Wes Brumit It sounds like the imaginary concept of velocity banking and I do not think you will find many people on this forum that will support it lots of second order consequences.