I’ve had tenants with credit score in the 500s who have been fantastic.

The search function on BP is fantastic, as I have found an answer to nearly any question I've had along the way just by reading a previous thread.

They just jerked me around for a month.In any crash, published interest rates look fantastic as banks do what the Fed is pressuring them to do, but the reality of the loan approval process in a crash is that it's happening in a time of uncertainty and banks hate uncertainty.