Quote from @Hari Swarna: Hi, I am new to investing.

Quote from @Hari Mann: I haven't explored this much but I think it would be an interesting strategy (this is assuming you don't need the cash for the next ~3-5 years minimum):Invest the whole amount in something like VTSAX or the S&P500 or whatever big blue chip stocks a lender likes and pull like half the amount out in a loan or some kind of line of credit.

I bounce off of Dave Ramsey, Hary Dent and Peter Schiff.

````````````````The upfront agreementIn order for the upfront agreement to work, you need to frame it as a very fair, 2 way business agreement.Here is a possible exchange...After the walk through, you're sitting at the kitchen table, looking at both mom and dad the sellers.I fold my hands and I looked very solemn, I try to give them is kind of an expression is possible, as sincere as possible, I have my legal pad, a pen, and a blank letter of intent in front of me.I also have a folder of comps and rental information on the subject property.So here's the upfront agreement...Investor: "So Bob and Susan thanks for the walk through, I just wanted to talk about how I'd like to see our business relationship work.

everyone wants the nicest pad as possible.if lenders cut back their DTI to say 30 to 35% that would also strengthen the loan pool..

I make decent $ at my W2 and plan to pick up a side job to pad a solo401K.

Har is most accurate than other sites.

It's mostly a crash pad as these workers and doing 12 hour shifts

And also, according @Gregory Wesley 's spreadsheet, his project is a bigger and better house than mine, my budget for house is 280-330k, which means i can't be very picky on lists on HAR, is there any information regarding the return rate on different house type (2br 3br 4br) , for example, which type is most popular in Galveston?

. - Hari