Over seven years that’s $100K+ saved, which easily offsets the higher purchase price.Tax Strategy (Crypto Offset)A cost-segregation study should allow about $145K (around 25% of the purchase price) for bonus depreciation.At a 35% bracket, that’s roughly $50K in Year-1 tax savings — almost my entire down payment.After depreciation, my effective cash basis in the deal is around $14K.Deal SummaryOnly $65K down on a $590K property (about 11%) = strong leverageBlended 3.4% interest rate when market rates are 6–7%Assumed first loan saves significant interest costPositive cash flow, professionally managed3 bed / 1 bath units in a stable rental market10-year appreciation at 3% annually = roughly $790K future valueEstimated $200K+ equity gain over 10 years (appreciation + paydown)$50K+ Year-1 tax savings through cost segregationBig PictureLow down payment, cheap financing, hands-off management, and strong tax benefits make this a solid long-term hold.

Overpriced deals?

If the deal goes bad and the property can’t cover the debt, the lender can come after your personal assets to make up the difference.

The deals that cash flow year 1 tend to be the absolute worst long term investments.

Hello Denise, my goal is to create a constant stream of deals gain experience and help other people of my Hispanic community achieve their financial goals.

Hi everyone,I’m exploring a tool idea and would love some honest feedback from active investors.How do you currently analyze potential deals?

Analysis paralysis is super normal on your first deal, especially when you’re relying on a realtor’s opinion without having your own framework yet.

Losing momentum mid-deal?

@Cody Jiosa I would also think about "what can you bring to the table" in these potential deals or partners? 

For those who’ve worked with private lenders or funding partners, what do they usually want to see before committing?
Numbers? Experience? Exit strategy?
I’d love to hear your insights on what builds lender confidence.