The BiggerPockets Deal Calculator is a helpful resource specifically for evaluating small multi-family properties.

You also have no equity cushion, which makes selling or refinancing tricky if the market dips (or interest rates drop, as they likely will).Bottom line: if you're purely optimizing for monthly living cost, 0% down might work.

I explain that I cannot commit time and resources to analyzing their deals with them or processing and underwriting their loan if they cant commit to working with me before I do so.

Sometimes the "fine print" can really highlight differences in service.Online reviews are helpful, but I’ve found it even more useful to talk directly to a few of their current clients if possible.Also, NARPM is a great resource for finding licensed property managers, and BP’s forums have tons of threads on what to look out for.Best of luck finding the right fit!

If you ever need help navigating that locally, I’m always happy to be a resource.

Does anyone have tips or resources for making bookkeeping as efficient as possible?

Only a knowledgeable team can provide the expertise and resources you need to get the most from your investment—no matter where you invest in the US.Low operating costs.

Meetup.com is a good resource for those but some of the groups will also post here on Bigger Pockets Marketplace too.

Happy share resources and help answer any questions. 

I think you'll find this to be a great resource for you in your investing journey.