I've had a few electricians diagnose the issue and have come to the resolution that I need a majority of the breakers replaced. 

You mentioned she has an aide and the tenant is diagnosed with a disability.

I was born in 1988 in Los Angeles, CA to immigrant parents from the Philippines.When my mom was giving birth to me there were complications which caused the doctors to diagnose me with a medical condition called "Cerebral Palsy".

Payments on a 401k loan taken under the CARES Act must be paid back starting in 2021 over a 5 year term.Here are the details regarding the loans:NEW LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.On or before September 23, 2020, such individuals take a 401k participant loan subject to the following terms:Maximum Amount of the Loan: 100% of their 401k balance not to exceed $100,000.

To be eligible, renters must:Rent an apartment or house in PhiladelphiaHave a valid and current written lease signed by landlordHave lost income because of COVID-19Meet income guidelines Renters do not have to have been diagnosed with COVID-19 to be eligible.

How would I diagnose and find a "loose neutral"?  

If so your problem might be from a improperly installed liner.Any ways, here is a good plumber that can help diagnose your problem.Ernie Davis, 425-471-0874.If you need a tile guy to redo the shower try Val Rios, 253-906-8993.Just let them know that I referred you and they'll take good care of you.  

Now I need someone to diagnose a possible leak from roof to ceiling of garage.

I'm not a landlord, so no comment on protocol, but 2 hours to diagnose a faulty thermostat?

She moved a pair of shoes that had sit in her closet for a month and it had what appeared to be a blue hue to it like bread mold or something.I want to get this handled as quickly as possible but I've seen so many horror stories about "mold experts" that employ pseudoscience to diagnose mold issues and I don't want to get raked over the coals here.Again, any advice is extremely helpful.