Other than paying on time and what others said.......I keep my utilization under.....it's actually at 2% each month......the credit mix is important.....installment and revolving......I have a lot of revolving but my installment credit is what ive been working on.......I have a pledge loan with navy federal......I paid 85% off immediately......and am walking down the balance slowly....check out velocity banking too.....

The velocity of money has nothing to do with the use of capital or your opportunity costs, use of funds, what else would you do with the money, from that you can see if paying down the debt is the better choice. :)

That is a long term economic shot in the arm that carries a higher velocity of money in a community long term, taxes, etc.

Steve Babiak good point, 50% sounds high to me but it's a hard statistic for me to gather because we're a velocity based note fund so the majority of our assets are resold.

When lending stops and the velocity of money stops money is destroyed.

What is much more important to the total money supply is the velocity of money.

I have been bad with velocity of money in my opinion (too lazy to do it well).

Economies of scale and creating forward velocity certainly have benefits that are difficult to quantify but they are real benefits.

You have WAY less stipulations and you velocity of money is MUCH higher.

I’m surprised to see *crickets* on this one, as there are many outspoken proponents of both methods: leaving all cash in will increase your cash flow but has “sunk” equity with a slow velocity and return, while leverage will give you a better return on investment.